DATE:
AUTHOR:
The Cotality LoanSafe Team
TABLE OF CONTENTS:
    Fraud Brief
    Announcements General Updates

    Q3 2025 Mortgage Fraud Brief

    DATE:
    AUTHOR: The Cotality LoanSafe Team
    TABLE OF CONTENTS:

      The Q3 2025 Fraud Quarterly Brief is live, highlighting the latest read on the Cotality National Mortgage Fraud Application Risk Index for Q3 2025.


      At a glance

      • Mortgage fraud risk increased 8.2% year-over-year, with an estimated 1 in 118 applications showing indications of fraud.

      • ‍Undisclosed real estate fraud significantly increased year-over-year, as more investors juggle multiple mortgages with multiple lenders. ‍

      • Risk alerts for decreasing home prices across most of the U.S. increased by 400% year over year.

      Click here to read the Q3 2025 Fraud Brief

      TABLE OF CONTENTS:
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