LoanSafe | Product Release 08/26/2025

Targeted for production deployment in the early morning (1 a.m. PT) Aug. 26, 2025, this release includes:

Contents:

Enhancements

• Retire Underperforming Alerts

• Use the Intend to Occupy Declaration to Suppress Occupancy Alerts for a Non-Occupying Co-Borrower

Enhancements

Retire Underperforming Alerts

As part of our commitment to maintaining high-performing and relevant alerts, the Cotality LoanSafe team routinely reviews alert effectiveness. Alerts that consistently underperform or are replaced by more effective alternatives may be retired to ensure the alerts remain relevant.

The following alerts will be retired. Going forward, they will no longer appear in your LoanSafe report(s).

Use the Intend to Occupy Declaration to Suppress Occupancy Alerts for a Non-Occupying Co-Borrower

On Mar. 15, Cotality started pulling additional URLA data via Encompass Partner Connect (EPC) into the LoanSafe report. As it relates to this enhancement, LoanSafe now receives the Intend to Occupy declaration. This will be used to suppress occupancy alerts for a non-occupying Co-Borrower.

The table below identifies the alerts.

Note: Because the LoanSafe Suite comprises LoanSafe Risk Manager, Fraud Manager and Collateral Manager, all changes and additions apply to all versions of the LoanSafe report unless otherwise noted.

For more information on this release contact your account representative or email [email protected].