DATE:
AUTHOR:
The Cotality LoanSafe Team
TABLE OF CONTENTS:
    Annual Fraud Report
    Announcements General Updates

    Now Available On Demand: Spot the Patterns Behind Modern Mortgage Fraud

    DATE:
    AUTHOR: The Cotality LoanSafe Team
    TABLE OF CONTENTS:

      Mortgage fraud is becoming harder to detect. AI-generated documents can appear polished and internally consistent, while risks involving income, occupancy, property valuation, undisclosed debt, identity and transaction participants may only become visible when teams connect signals across the loan file.

      Our recent client-only webinar, “Spotting the Patterns: Modern Mortgage Fraud Trends, Trajectories and Helpful Tools for Identification and Prevention,” is now available on demand. This practical session explores fraud-for-housing and fraud-for-profit schemes, fraud indicators across the loan lifecycle, and the growing challenge of identifying potentially altered or AI-generated documents through visual review alone.

      You will learn how to:

      • Recognize fraud indicators across origination, processing, underwriting, closing and quality control.

      • Identify potential concerns involving income, assets, occupancy, title, valuation and undisclosed liabilities.

      • Document and escalate connected red flags that may signal a broader pattern.

      • Use fraud-risk scoring and pattern recognition to help prioritize applications for deeper review.

      Watch the mortgage fraud webinar on demand or click the image below


      Continue exploring the fraud story

      The webinar is part of a broader set of resources designed to help our clients understand how mortgage fraud is evolving and how data, experienced review, and pattern recognition can support a stronger fraud-readiness strategy.

      1. 2026 Cotality Mortgage Fraud Report

      Explore current mortgage fraud trends and the role of data and pattern recognition as fraud tactics evolve.

      2. Fannie Mae New York Fraud Alert

      Review an example of potential income and valuation misrepresentation involving condominium purchases in Orange County, New York, and surrounding areas, including concerns involving appraisals, liens, gifts, income, signatures, and property-tax estimates.

      3. 2026 Cotality Mortgage Fraud Summit (On-Demand Webinars)

      Access additional perspectives on emerging mortgage fraud risks, market developments and prevention strategies.

      TABLE OF CONTENTS:
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